Roles, RACI & FAQ

Analysts review the pack, write summary and notes, and mark ready. They do not assign file risk. File risk (FR-1) is computed from the pack; it is the queue badge (how hot the pack is), not the public HavenRify Score. HavenRify counsel independently re-reads, may override file risk with a written audit at seal, then seals or withholds. That is not the same person as your own solicitor.

No. HavenRify counsel seals inventory for the platform trust process. That is not personal legal representation for the developer or investor. Hire your own licensed solicitor for the purchase, and confirm title at the Lands Registry, unless you separately engage that same counsel for that purpose.

No. Developers draft, upload, and submit. Verified / Havenrified publication requires HavenRify counsel (or admin acting in the seal path).

Unsealed listings are not presented as counsel-verified public inventory. Provisional scores may exist internally; investors see the full published composite only after the publish path completes.

By default: public DD summary, HavenRify Score, attestation hash, marketing media, and instrument metadata (name, hash fingerprint, risk band) — not title-pack PDF downloads. Diligence / Desk unlock analytics, not automatic deeds. Counsel may release a watermarked stream in the investor data room for Desk or active escrow after an NDA. Plan upgrades are ops-granted while card billing is pending.

HavenRify admin / owner assigns operator roles at /ops (admin, analyst, or counsel) for accounts that already exist. Clients do not self-promote to analyst or counsel.

Counsel is accountable. Operations or admin records it on /ops or /counsel. Analysts consult: they review against the designated basis and must not mark ready on a C of O default if the root is an allocation letter. They cannot flip the switch. The allocation path still needs allocation letter, seller attestation, survey, and deed.

A C of O is the Certificate of Occupancy for the parcel. A gazette is the official notice that land was excised from government or forest acquisition — only when the root is an excision. Governor’s Consent is often required before assigning a statutory right of occupancy. Short definitions for the whole pack are on this page under Nigeria title words. None of this replaces Lands Registry confirmation or your own solicitor.

To submit, plots and whole buildings need Certificate of Occupancy (or allocation letter plus seller attestation), Survey plan, and Deed of Assignment. A unit may use a deed of sublease instead of assignment; a plot survey is enough. Governor’s Consent and Gazette / Excision are strongly preferred where applicable. Buildings and units may also show preferred extras (approved building plan, occupancy/fitness, LASBCA for a whole building, tenancy schedule, planning approval). Those extras are preferred evidence — not a second seal. We verify the title chain on the land.

Type is residential, commercial, land, industrial, or mixed-use. Tenure is how the asset sits on land: plot, whole building, or unit. Optional fields (beds, internal sqm, plot sqm, use class, unit label) do not change the hard pack. Tenure does: a unit can submit with assignment or sublease. Internal sqm is floor area; plot sqm is the acreage compared to the survey.

Service targets: about 5 business days after a complete pack on Pipeline plans, and a 48-hour target on Estate plans. Timing starts when the pack is complete and submitted — not when a draft is first created.

The listing stays unpublished. Analyst or counsel will request fixes. Incomplete chains are not sealed under the normal path.

No. There is no minimum composite required for seal. The publish gate is counsel seal plus the score publish path — not hitting a numeric threshold.

A 0–100 decision-support composite weighted across title integrity, document completeness, developer trust, and investment return. Return bands depend on listing type. It is not a valuation, legal clearance, or guarantee. The analyst/counsel queue badge is File Risk Index FR-1 (how hot the pack is), which feeds an internal risk_scores row — it is not this public composite. Flood, drainage, and neighbourhood-safety layers are a separate Location & site risk (LV-1) view for Diligence and Desk buyers only, and they do not move the composite.

No. Those layers are Location & site risk (LV-1), separate from FR-1 file risk and from the public composite. Diligence and Desk buyers can read the listing panel when a named source is mapped. Browse sees an upgrade prompt. Unmapped is not “low.” This is not a flood certificate or a police clearance.

Provisional scores can compute when documents are ingested. Published scores are released when diligence is verified / published for investors. Until then, the UI may show that the score is pending verification.

HavenRify counsel has applied the platform seal. The listing is published as verified under HavenRify’s process. It still does not replace Lands Registry confirmation or advice from your own solicitor. HCIS-0.6 pre-publish gates (including plot-vs-plot area checks) must pass or HavenRify counsel records an audited override. Unit floor area is not treated as plot acreage.

Yes. Discover shows listings with status published, including files still under counsel review. That is not a Havenrified seal and not a paid-plan shortcut. Unsealed pages do not get the badge, a published HavenRify Score, the expert projection, an attestation, or go-live buyer alerts. The normal provider path stays draft until counsel seals. Pipeline and Estate quotas buy concurrent listings and seals per quarter — they do not skip the seal.

A featured slot is a 30-day bump to the top of Discover after counsel seals the file — not an extra listing and not an extra seal. The plan number is how many of your listings can be featured at the same time: Starter 0, Pipeline 1, Estate 3. If those slots are already used, the next seal still goes live; it just sorts with the rest until a featured window expires. Featured is not a substitute for a Havenrified badge.

A diligence workflow gated by HavenRify counsel: required Nigeria title pack, CAC or NIN KYC on the provider, analyst review, a published 0–100 HavenRify Score, and a Havenrified seal developers cannot issue themselves. Buyer plans unlock analytics and (when HavenRify counsel releases them) watermarked instruments — not automatic deed downloads. Funded escrow, when live, is 1.5% of the offer (minimum ₦150,000, capped at ₦5,000,000). Interest itself is free and starts at ₦5,000,000.

Brochure sites do not require a title pack or a HavenRify counsel seal. Your solicitor represents you on one deal. HavenRify counsel only seals the listing for the marketplace. We refuse incomplete packs, record KYC, compute file risk and a public score, and only then let investors register interest. We are not your lawyer and we do not insure title.

Not as a live nationwide API. What is live: Prembly/Mono KYC, a hard pack gate, analyst notes, HavenRify counsel seal, and computed file risk from the uploaded instruments. Land-registry, Surveyor-General, and lis pendens corroboration are assisted or still on the roadmap. Always confirm title with your own licensed solicitor and the relevant Lands Registry before committing capital.

Yes. Offers can proceed in pending mode when live payment keys are not configured. Listing and diligence are not blocked on payment provider registration. Minimum interest is ₦5,000,000.

1.5% of the funded offer amount, with a ₦150,000 minimum and a ₦5,000,000 cap. There is no charge when you only register interest. Checkout stays off until ops enables pay on that specific offer.

Funded checkout, when enabled, follows the payment provider’s terms. HavenRify is not a bank or title insurer.

Neither. HavenRify provides informational decision-support and a counsel-backed seal process for listings on the platform.

Providers are responsible for the accuracy of KYC and documents they submit. Investors must confirm title with their own licensed solicitor and the Lands Registry before committing capital. HavenRify counsel’s seal and the score do not insure title.

See Terms, Privacy, Cookies, and SLA on the HavenRify site, plus the public Scoring methodology page for how the composite is built.