Starter is for the first HavenRify file. You can draft one listing, complete KYC, and upload a title pack. That draft is not on Discover. Public inventory still needs a Havenrified seal — counsel attesting the pack — which on Starter is pay as you go at one hundred and fifty thousand naira. Use Starter to learn the workflow. Move to Pipeline when you need a live book of listings, not a single draft.

Estate is for several projects in market at once, when a five-day wait for counsel is too slow. Live listings are unlimited. You get twelve Havenrified seals each quarter, extra seals at seventy thousand naira, three featured Discover slots, and a forty-eight hour counsel target. Score recomputes are included. Listings and seals are still different: unlimited cards, twelve attestations a quarter. Choose Estate if multiple estates are live, or seals cannot wait a week.

Browse is free on purpose. You can open Discover, filter Havenrified listings, see a published score, and a base-case projection only after counsel has sealed the file. Location and site risk stays on Diligence and Desk. The Intelligent Advisor is limited to five prompts a day. Escrow offers stay pending until live payments exist. Use Browse to tour the catalogue. Upgrade to Diligence when you need Bear Base Bull, the full public pack, site risk, and more Advisor prompts.

Desk is Diligence for a family office or small investment group. You keep Bear Base Bull and the public pack, then add two hundred and fifty Intelligent Advisor prompts a day, saved return assumptions, multi-offer tracking, and three seats. Use Desk when more than one person underwrites the same Havenrified inventory.